Until 11am ET tomorrow morning, you can download a copy of The Difference by Jean Chatzky from Oprah.com. From Oprah.com:
"What can The Difference teach you?
The top five things you can do to not just survive but thrive during tough times
The eight things that make The Difference (i.e., the key traits and abilities of people who describe themselves as financially free)
Advice for those having job insecurity as well as strategies for finding a job
Why money doesn't breed happiness—but happiness can breed money
The direct connection between The Difference and your health
How people who know The Difference make a difference for others
Myths and facts about the wealthy"